<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:media="http://search.yahoo.com/mrss/" xmlns:post="http://www.twentyoverten.com"><channel><title><![CDATA[Full Circle Financial]]></title><description><![CDATA[How to file taxes? What is a 401k? Roth or Traditional? Our online client resource library has articles to help you with all this and more. If you can't find an answer here, our financial advisors and specialists are on standby to help. ]]></description><link>https://makesmartdecisions.com</link><generator>RSS for Node</generator><lastBuildDate>Fri, 24 Jul 2026 21:58:38 GMT</lastBuildDate><atom:link href="https://makesmartdecisions.com/client-library-pages/feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Strategies for Managing Student Loan Debt]]></title><description><![CDATA[If college were a party, then student loans are the hangover.

Unfortunately, the "hair of the dog" won't cure this headache, but here are some ideas for managing your student loan debt.]]></description><link>https://makesmartdecisions.com/client-library-pages/strategies-for-managing-student-loan-debt</link><guid isPermaLink="false">64d3cf012dc94655732782ae</guid><category><![CDATA[College Planning]]></category><category><![CDATA[Loans & Credit]]></category><category><![CDATA[Trending Topics]]></category><pubDate>Wed, 09 Aug 2023 05:43:01 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5c057b7824b1ae1d5efa789e/WGL44fUuWlS/cole-keister-vEgVWRBr2VY-unsplash.jpg"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/college-planning" slug="college-planning" name="College Planning"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/loans-and-credit" slug="loans-and-credit" name="Loans &amp; Credit"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/trending-topics" slug="trending-topics" name="Trending Topics"/></item><item><title><![CDATA[Renters Insurance 101: 10 Questions to Ask Yourself]]></title><description><![CDATA[If you rent an apartment or house, it’s likely your landlord will ask you to obtain a renters insurance policy. You may be left wondering what exactly renters insurance is and what it covers. ]]></description><link>https://makesmartdecisions.com/client-library-pages/renters-insurance-101</link><guid isPermaLink="false">63879b21557a26f189f08cec</guid><category><![CDATA[College Planning]]></category><category><![CDATA[Insurance]]></category><category><![CDATA[Housing]]></category><pubDate>Wed, 30 Nov 2022 06:55:16 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5c057b7824b1ae1d5efa789e/K5NlU3DwRm/renters-insurance-101-10-questions-to-ask-yourself.jpg"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/college-planning" slug="college-planning" name="College Planning"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/insurance" slug="insurance" name="Insurance"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/housing" slug="housing" name="Housing"/></item><item><title><![CDATA[529 Plan Basics [Infographic]]]></title><description><![CDATA[College expenses seem to get more expensive every year. Luckily, there are many different ways to help save for a child's college education and 529 plans can offer a variety of advantages.]]></description><link>https://makesmartdecisions.com/client-library-pages/529-plan-basics-infographic</link><guid isPermaLink="false">63879ea9557a26f189f09be9</guid><category><![CDATA[College Planning]]></category><category><![CDATA[Investing]]></category><category><![CDATA[Infographic]]></category><pubDate>Tue, 29 Nov 2022 03:11:11 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5c057b7824b1ae1d5efa789e/OZ06Nam6dW/529-Basics.png"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/college-planning" slug="college-planning" name="College Planning"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/investing" slug="investing" name="Investing"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/infographic" slug="infographic" name="Infographic"/></item><item><title><![CDATA[A Federal Wealth Tax Has Been Introduced in the Senate. Here's What Affluent Families Need to Know]]></title><description><![CDATA[Several U.S. senators have proposed new legislation in an effort to raise $3 trillion in tax revenue over the next decade.1 Called the Ultra-Millionaire Tax, this new proposed legislation comes in direct response to the economic turmoil Americans have experienced throughout the COVID-19 pandemic.]]></description><link>https://makesmartdecisions.com/client-library-pages/a-federal-wealth-tax-has-been-introduced-in-the-senate-heres-what-affluent-families-need-to-know</link><guid isPermaLink="false">6047ce8ff73d243ed0e4ca5c</guid><category><![CDATA[College Planning]]></category><category><![CDATA[Insights]]></category><category><![CDATA[Tax]]></category><pubDate>Tue, 09 Mar 2021 07:40:12 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5c057b7824b1ae1d5efa789e/Ls1XUETqEA/featured_a-federal-wealth-tax-has-been-introduced-in-the-senate-heres-what-affluent-families-need-to-know.jpg"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/college-planning" slug="college-planning" name="College Planning"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/insights" slug="insights" name="Insights"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/tax" slug="tax" name="Tax"/></item><item><title><![CDATA[April Is Financial Literacy Month. Do You Have These 5 Finance Basics Down?]]></title><description><![CDATA[Working with a trusted financial professional is important when it comes to strategizing and preparing to meet your financial goals. But as most of us handle money on a daily basis, it’s important to have an in-depth understanding of the fundamentals of financial literacy. Below we’ve identified five financial basics everyone should know. Understanding these important concepts can serve as a basis for your financial standings.]]></description><link>https://makesmartdecisions.com/client-library-pages/april-is-financial-literacy-month-do-you-have-these-5-finance-basics-down</link><guid isPermaLink="false">6047cd1d0401432bd1cde7d7</guid><category><![CDATA[College Planning]]></category><category><![CDATA[Investing]]></category><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Insights]]></category><category><![CDATA[Lifestyle]]></category><pubDate>Tue, 09 Mar 2021 07:37:46 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5c057b7824b1ae1d5efa789e/UomG0RlaBL/feature_april-is-financial-literacy-month-do-you-have-these-5-finance-basics-down.jpg"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/college-planning" slug="college-planning" name="College Planning"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/investing" slug="investing" name="Investing"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/insights" slug="insights" name="Insights"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/lifestyle" slug="lifestyle" name="Lifestyle"/></item><item><title><![CDATA[WHAT IS A ROTH 401(K)?]]></title><link>https://makesmartdecisions.com/client-library-pages/what-is-a-roth-401k</link><guid isPermaLink="false">5c8a6ff34fd4df7be0e129d4</guid><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Money]]></category><category><![CDATA[College Planning]]></category><pubDate>Thu, 14 Mar 2019 15:18:48 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/college-planning" slug="college-planning" name="College Planning"/></item><item><title><![CDATA[Keeping Your Investment Plan on Track]]></title><description><![CDATA[We specialize in providing wealth advisory and investment services and tax advice for clients seeking financial freedom and security. We focus on your life goals to help create a comprehensive plan for your future.]]></description><link>https://makesmartdecisions.com/client-library-pages/keeping-your-investment-plan-on-track</link><guid isPermaLink="false">5c057ba2d9a01706b78b3714</guid><category><![CDATA[Investing]]></category><category><![CDATA[College Planning]]></category><pubDate>Thu, 14 Mar 2019 15:06:35 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/587f882503dfb2173bf0b7d6/ByI1hO5Kl/train_tracks.jpg"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/investing" slug="investing" name="Investing"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/college-planning" slug="college-planning" name="College Planning"/></item></channel></rss>