<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:media="http://search.yahoo.com/mrss/" xmlns:post="http://www.twentyoverten.com"><channel><title><![CDATA[Full Circle Financial]]></title><description><![CDATA[How to file taxes? What is a 401k? Roth or Traditional? Our online client resource library has articles to help you with all this and more. If you can't find an answer here, our financial advisors and specialists are on standby to help. ]]></description><link>https://makesmartdecisions.com</link><generator>RSS for Node</generator><lastBuildDate>Fri, 24 Jul 2026 21:48:43 GMT</lastBuildDate><atom:link href="https://makesmartdecisions.com/client-library-pages/feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Phantom Stock for Company Executives: Why It's Not as Scary as It Sounds]]></title><description><![CDATA[As a high-level executive, your company recognizes your valuable contribution to progress and growth. In response, your compensation package looks a little different - and often more complicated - than lower-level employees. Equity compensation, such as stock options, is a common offering for executives, directors and managers. But the type of equity compensation offered may differ. If your company is offering you a phantom stock plan, or shadow stock, here’s what you need to know.]]></description><link>https://makesmartdecisions.com/client-library-pages/phantom-stock-for-company-executives-why-its-not-as-scary-as-it-sounds</link><guid isPermaLink="false">6047cf330401432bd1cde971</guid><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Tax]]></category><category><![CDATA[Money]]></category><category><![CDATA[Lifestyle]]></category><pubDate>Tue, 09 Mar 2021 07:41:56 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5c057b7824b1ae1d5efa789e/61kb5-FNcd/feature_phantom-stock-for-company-executives-why-its-not-as-scary-as-it-sounds.jpg"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/tax" slug="tax" name="Tax"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/lifestyle" slug="lifestyle" name="Lifestyle"/></item><item><title><![CDATA[You've Been Told Owning a Home Is Better (Financially) Than Renting. But Is That True For Everybody?]]></title><description><![CDATA[Buying a home is one of the biggest financial decisions that you will make in adulthood and for many people, this may be seen as a part of the “American Dream.” While it can feel good to own something rather than rent, it’s not for everybody and can come with costs and limitations.]]></description><link>https://makesmartdecisions.com/client-library-pages/youve-been-told-owning-a-home-is-better-financially-than-renting-but-is-that-true-for-everybody</link><guid isPermaLink="false">6047cfb5f73d243ed0e4cb42</guid><category><![CDATA[Insights]]></category><category><![CDATA[Estate]]></category><category><![CDATA[Tax]]></category><category><![CDATA[Money]]></category><pubDate>Tue, 09 Mar 2021 05:49:27 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5c057b7824b1ae1d5efa789e/s6xMcYi6hB/feature_youve_been_told_owning-_a_home_is_better_financially_than_renting_but_is_that_true_for_everybody.jpg"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/insights" slug="insights" name="Insights"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/estate" slug="estate" name="Estate"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/tax" slug="tax" name="Tax"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/></item><item><title><![CDATA[Loss of Income, the Paycheck Protection Program, and the Stimulus Package: A Guide for Small Business Owners]]></title><description><![CDATA[Self-employed individuals and small businesses account for a significant portion of our country’s economy. During a global pandemic, like the one we’re experiencing now, small businesses suffer some of the hardest hits. On March 27, 2020, President Donald Trump signed the Coronavirus Aid, Relief, and Economic Security (CARES) Act into law, allocating funding to support the U.S. economy and workers through the coronavirus outbreak. ]]></description><link>https://makesmartdecisions.com/client-library-pages/loss-of-income-the-paycheck-protection-program-and-the-stimulus-package-a-guide-for-small-business-owners</link><guid isPermaLink="false">5e84c88c6b038b3475cfd971</guid><category><![CDATA[Investing]]></category><category><![CDATA[Money]]></category><category><![CDATA[Lifestyle]]></category><pubDate>Wed, 01 Apr 2020 05:03:13 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5c057b7824b1ae1d5efa789e/TfhECpw-IzT/loss_of_income-_the_recently_passed_stimulus_package_a_guide_for_small_business_owners.jpg"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/investing" slug="investing" name="Investing"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/lifestyle" slug="lifestyle" name="Lifestyle"/></item><item><title><![CDATA[[Infographic] The $2 Trillion Economic Stimulus Bill Has Passed: Here's an Overview]]></title><description><![CDATA[In wake of the COVID-19 pandemic, the Coronavirus Aid, Relief, and Economic Security (CARES) Act has been passed. Here's a quick breakdown of how businesses and individuals can expect to be impacted.]]></description><link>https://makesmartdecisions.com/client-library-pages/infographic-the-dollar2-trillion-economic-stimulus-bill-has-passed-heres-an-overview</link><guid isPermaLink="false">5e84c8d46b038b3475cfd9cb</guid><category><![CDATA[Investing]]></category><category><![CDATA[Insights]]></category><category><![CDATA[Money]]></category><category><![CDATA[Lifestyle]]></category><pubDate>Wed, 01 Apr 2020 05:03:06 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5c057b7824b1ae1d5efa789e/5SYwUrpDPrv/the-dollar2-trillion-economic-stimulus-bill-has-passed-copy.jpg"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/investing" slug="investing" name="Investing"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/insights" slug="insights" name="Insights"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/lifestyle" slug="lifestyle" name="Lifestyle"/></item><item><title><![CDATA[Conspiracy Unlocked – Coronavirus and Stock Market Volatility]]></title><description><![CDATA[We are here for you and we want to take a moment to update you on our thoughts related to the coronavirus, its impact on the financial markets, and, ultimately, on your personal financial situation.]]></description><link>https://makesmartdecisions.com/client-library-pages/conspiracy-unlocked-coronavirus-and-stock-market-volatility</link><guid isPermaLink="false">5e6bd8061823b36ce8934307</guid><category><![CDATA[Insights]]></category><category><![CDATA[Money]]></category><category><![CDATA[Lifestyle]]></category><pubDate>Fri, 13 Mar 2020 07:09:53 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5c057b7824b1ae1d5efa789e/MVASQPnTgY/corona_featured.jpg"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/insights" slug="insights" name="Insights"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/lifestyle" slug="lifestyle" name="Lifestyle"/></item><item><title><![CDATA[How to Make the Most of a Messy Market]]></title><description><![CDATA[... perhaps you should take the advice of some of the world’s savviest investors and turn away from the stock ticker for the rest of the day. You may be envisioning dollar signs flying out of your wallet and you want to get on the phone and sell. You may even see an opportunity to buy. However, most market gurus will say that if you have a wise strategy in place, it's typically best to stay the course.]]></description><link>https://makesmartdecisions.com/client-library-pages/how-to-make-the-most-of-a-messy-market</link><guid isPermaLink="false">5e6bdb2e1823b36ce89343ed</guid><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Insights]]></category><category><![CDATA[Money]]></category><category><![CDATA[Lifestyle]]></category><pubDate>Fri, 13 Mar 2020 07:08:27 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5c057b7824b1ae1d5efa789e/SM9JXIQ21Q/rick-tap-uJhgEXPqSPk-unsplash.jpg"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/insights" slug="insights" name="Insights"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/lifestyle" slug="lifestyle" name="Lifestyle"/></item><item><title><![CDATA[Ripples Quarter 1]]></title><description><![CDATA[In this issue: 
- Six Most Missed Deductions
- Secure Act Changes
- When Should I File My Tax Return?]]></description><link>https://makesmartdecisions.com/client-library-pages/ripples-quarter-1</link><guid isPermaLink="false">5e67bb2629aa946ed66fa9b3</guid><category><![CDATA[Investing]]></category><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Money]]></category><pubDate>Tue, 10 Mar 2020 16:20:59 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5c057b7824b1ae1d5efa789e/6Ga5vlF1Jo/cropped/Ripples-20Q1-01.png"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/investing" slug="investing" name="Investing"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/></item><item><title><![CDATA[Market Volatility: Stay the Course]]></title><description><![CDATA[The current volatility of the stock market seems daunting and can cause some tension. While the shake-ups in the market is certainly cause for pause, it is important to keep perspective. Investment decisions should be based on sound principles, and good information rather than out of worry. We keep an eye on the long term, and encourage you to do the same! ]]></description><link>https://makesmartdecisions.com/client-library-pages/market-volatility-stay-the-course</link><guid isPermaLink="false">5e598e316cd9f61a3fefa2d3</guid><category><![CDATA[Investing]]></category><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Money]]></category><pubDate>Fri, 28 Feb 2020 10:23:14 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5c057b7824b1ae1d5efa789e/uaC-6LH0Q/2-28-IG-Stay-the-Course-06.png"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/investing" slug="investing" name="Investing"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/></item><item><title><![CDATA[How Umbrella Insurance Can Shield You from the Storm]]></title><description><![CDATA[When your local weather forecaster tells you that it's going to rain, what do you do? That's easy--you reach for your umbrella. So why not purchase an umbrella that can protect you in stormy financial weather? ]]></description><link>https://makesmartdecisions.com/client-library-pages/how-umbrella-insurance-can-shield-you-from-the-storm</link><guid isPermaLink="false">5e3c53054f1e9e463f1868c2</guid><category><![CDATA[Insurance]]></category><category><![CDATA[Money]]></category><category><![CDATA[Lifestyle]]></category><pubDate>Mon, 10 Feb 2020 08:58:57 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5c057b7824b1ae1d5efa789e/LHQrU_DLT/2-10-IG-Umbrella-Policy-09.png"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/insurance" slug="insurance" name="Insurance"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/lifestyle" slug="lifestyle" name="Lifestyle"/></item><item><title><![CDATA[A PENNY SAVED IS TWO PENNIES EARNED]]></title><link>https://makesmartdecisions.com/client-library-pages/a-penny-saved-is-two-pennies-earned</link><guid isPermaLink="false">5c8a80ba4fd4df7be0e12ae6</guid><category><![CDATA[Money]]></category><pubDate>Thu, 14 Mar 2019 16:26:51 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/></item><item><title><![CDATA[WHAT TO LOOK FOR IN PERSONAL FINANCE APPS]]></title><link>https://makesmartdecisions.com/client-library-pages/what-to-look-for-in-personal-finance-apps</link><guid isPermaLink="false">5c8a80a24fd4df7be0e12ae5</guid><category><![CDATA[Money]]></category><pubDate>Thu, 14 Mar 2019 16:26:18 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/></item><item><title><![CDATA[BUDGET CHECK UP: TAX TIME IS THE RIGHT TIME]]></title><link>https://makesmartdecisions.com/client-library-pages/budget-check-up-tax-time-is-the-right-time</link><guid isPermaLink="false">5c8a806fdfb2a3158c907114</guid><category><![CDATA[Money]]></category><pubDate>Thu, 14 Mar 2019 16:25:29 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/></item><item><title><![CDATA[YOUR EMERGENCY FUND: HOW MUCH IS ENOUGH?]]></title><link>https://makesmartdecisions.com/client-library-pages/your-emergency-fund-how-much-is-enough</link><guid isPermaLink="false">5c8a804bdfb2a3158c907112</guid><category><![CDATA[Money]]></category><pubDate>Thu, 14 Mar 2019 16:25:03 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/></item><item><title><![CDATA[BUYING VS. LEASING A CAR]]></title><link>https://makesmartdecisions.com/client-library-pages/buying-vs-leasing-a-car</link><guid isPermaLink="false">5c8a7ff34fd4df7be0e12add</guid><category><![CDATA[Money]]></category><category><![CDATA[Lifestyle]]></category><pubDate>Thu, 14 Mar 2019 16:23:25 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/lifestyle" slug="lifestyle" name="Lifestyle"/></item><item><title><![CDATA[PAY YOURSELF FIRST]]></title><link>https://makesmartdecisions.com/client-library-pages/pay-yourself-first</link><guid isPermaLink="false">5c8a7fbe4fd4df7be0e12adc</guid><category><![CDATA[Money]]></category><category><![CDATA[Lifestyle]]></category><pubDate>Thu, 14 Mar 2019 16:22:33 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/lifestyle" slug="lifestyle" name="Lifestyle"/></item><item><title><![CDATA[LIFE AND DEATH OF A TWENTY DOLLAR BILL]]></title><link>https://makesmartdecisions.com/client-library-pages/life-and-death-of-a-twenty-dollar-bill</link><guid isPermaLink="false">5c8a7fa94fd4df7be0e12ad6</guid><category><![CDATA[Money]]></category><pubDate>Thu, 14 Mar 2019 16:22:09 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/></item><item><title><![CDATA[U.S. PERSONAL SAVINGS RATE]]></title><link>https://makesmartdecisions.com/client-library-pages/us-personal-savings-rate</link><guid isPermaLink="false">5c8a7f904fd4df7be0e12ad4</guid><category><![CDATA[Money]]></category><pubDate>Thu, 14 Mar 2019 16:21:51 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/></item><item><title><![CDATA[HOW DOES YOUR CREDIT SCORE COMPARE?]]></title><link>https://makesmartdecisions.com/client-library-pages/how-does-your-credit-score-compare</link><guid isPermaLink="false">5c8a7f7f4fd4df7be0e12ad2</guid><category><![CDATA[Money]]></category><pubDate>Thu, 14 Mar 2019 16:21:31 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/></item><item><title><![CDATA[SPOTTING CREDIT TROUBLE]]></title><link>https://makesmartdecisions.com/client-library-pages/spotting-credit-trouble</link><guid isPermaLink="false">5c8a7f654fd4df7be0e12ad1</guid><category><![CDATA[Money]]></category><category><![CDATA[Lifestyle]]></category><pubDate>Thu, 14 Mar 2019 16:21:10 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/lifestyle" slug="lifestyle" name="Lifestyle"/></item><item><title><![CDATA[PLANNING FOR SPECIAL NEEDS CHILDREN]]></title><link>https://makesmartdecisions.com/client-library-pages/planning-for-special-needs-children</link><guid isPermaLink="false">5c8a74fadfb2a3158c906ffd</guid><category><![CDATA[Estate]]></category><category><![CDATA[Money]]></category><category><![CDATA[Lifestyle]]></category><pubDate>Thu, 14 Mar 2019 15:36:52 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/estate" slug="estate" name="Estate"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/lifestyle" slug="lifestyle" name="Lifestyle"/></item><item><title><![CDATA[CHOICES FOR YOUR 401(K) AT A FORMER EMPLOYER]]></title><link>https://makesmartdecisions.com/client-library-pages/choices-for-your-401k-at-a-former-employer</link><guid isPermaLink="false">5c8a73064fd4df7be0e12a2b</guid><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Money]]></category><category><![CDATA[Tax]]></category><pubDate>Thu, 14 Mar 2019 15:28:29 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/tax" slug="tax" name="Tax"/></item><item><title><![CDATA[MONEY THAT BUYS GOOD HEALTH IS NEVER ILL SPENT]]></title><link>https://makesmartdecisions.com/client-library-pages/money-that-buys-good-health-is-never-ill-spent</link><guid isPermaLink="false">5c8a71a8dfb2a3158c906f30</guid><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Money]]></category><category><![CDATA[Lifestyle]]></category><pubDate>Thu, 14 Mar 2019 15:22:31 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/lifestyle" slug="lifestyle" name="Lifestyle"/></item><item><title><![CDATA[INFLATION - BACK TO THE FUTURE]]></title><link>https://makesmartdecisions.com/client-library-pages/inflation-back-to-the-future</link><guid isPermaLink="false">5c8a7180dfb2a3158c906f2e</guid><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Money]]></category><pubDate>Thu, 14 Mar 2019 15:22:03 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/></item><item><title><![CDATA[WHAT IS A ROTH 401(K)?]]></title><link>https://makesmartdecisions.com/client-library-pages/what-is-a-roth-401k</link><guid isPermaLink="false">5c8a6ff34fd4df7be0e129d4</guid><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Money]]></category><category><![CDATA[College Planning]]></category><pubDate>Thu, 14 Mar 2019 15:18:48 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/college-planning" slug="college-planning" name="College Planning"/></item><item><title><![CDATA[TRADITIONAL VS. ROTH IRA]]></title><link>https://makesmartdecisions.com/client-library-pages/traditional-vs-roth-ira</link><guid isPermaLink="false">5c8a6ed34fd4df7be0e129cc</guid><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Money]]></category><pubDate>Thu, 14 Mar 2019 15:10:31 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/></item><item><title><![CDATA[WHAT IS A STRETCH IRA?]]></title><link>https://makesmartdecisions.com/client-library-pages/what-is-a-stretch-ira</link><guid isPermaLink="false">5c8a6c934fd4df7be0e1287a</guid><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Investing]]></category><category><![CDATA[Tax]]></category><category><![CDATA[Money]]></category><pubDate>Thu, 14 Mar 2019 15:06:06 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/investing" slug="investing" name="Investing"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/tax" slug="tax" name="Tax"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/></item><item><title><![CDATA[WHEN SHOULD YOU TAKE SOCIAL SECURITY]]></title><link>https://makesmartdecisions.com/client-library-pages/when-should-you-take-social-security</link><guid isPermaLink="false">5c8a6c704fd4df7be0e12871</guid><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Insurance]]></category><category><![CDATA[Money]]></category><pubDate>Thu, 14 Mar 2019 15:00:20 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/insurance" slug="insurance" name="Insurance"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/></item><item><title><![CDATA[WOMEN AND FINANCIAL STRATEGIES]]></title><link>https://makesmartdecisions.com/client-library-pages/women-and-financial-strategies</link><guid isPermaLink="false">5c8a6c474fd4df7be0e1286b</guid><category><![CDATA[Retirement Funding]]></category><category><![CDATA[Investing]]></category><category><![CDATA[Money]]></category><pubDate>Thu, 14 Mar 2019 14:59:41 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/retirement-funding" slug="retirement-funding" name="Retirement Funding"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/investing" slug="investing" name="Investing"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/money" slug="money" name="Money"/></item></channel></rss>