<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0" xmlns:media="http://search.yahoo.com/mrss/" xmlns:post="http://www.twentyoverten.com"><channel><title><![CDATA[Full Circle Financial]]></title><description><![CDATA[How to file taxes? What is a 401k? Roth or Traditional? Our online client resource library has articles to help you with all this and more. If you can't find an answer here, our financial advisors and specialists are on standby to help. ]]></description><link>https://makesmartdecisions.com</link><generator>RSS for Node</generator><lastBuildDate>Fri, 24 Jul 2026 21:54:26 GMT</lastBuildDate><atom:link href="https://makesmartdecisions.com/client-library-pages/feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Cheat Sheet: How long to keep documents]]></title><description><![CDATA[Here’s a quick cheat sheet to help you decide just how long you should hold onto those documents before getting that satisfying feeling from throwing them in the shredder. ]]></description><link>https://makesmartdecisions.com/client-library-pages/cheat-sheet-how-long-to-keep-documents</link><guid isPermaLink="false">67f6bb04d8b6e13a1e0fdbd7</guid><category><![CDATA[Trending Topics]]></category><pubDate>Wed, 09 Apr 2025 08:37:01 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5c057b7824b1ae1d5efa789e/zG0nwWCFT0V/Untitled-9.png"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/trending-topics" slug="trending-topics" name="Trending Topics"/></item><item><title><![CDATA[A Look at Systematic Withdrawals]]></title><description><![CDATA[You have worked hard to accumulate your savings. Use this calculator to determine how long those funds may potentially last given regular withdrawals.]]></description><link>https://www.library-messages.com/427c4881-9477-4f50-9e84-573bc12ca21a/resource-center/retirement/a-look-at-systematic-withdrawals</link><guid isPermaLink="false">65e0ea6d12865cbee1456dcc</guid><category><![CDATA[Retirement]]></category><category><![CDATA[Trending Topics]]></category><category><![CDATA[Calculator]]></category><pubDate>Thu, 29 Feb 2024 08:53:44 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5c057b7824b1ae1d5efa789e/kVhsFlpqpZB/041-largethumb-a.jpg"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/retirement" slug="retirement" name="Retirement"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/trending-topics" slug="trending-topics" name="Trending Topics"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/calculator" slug="calculator" name="Calculator"/></item><item><title><![CDATA[Strategies for Managing Student Loan Debt]]></title><description><![CDATA[If college were a party, then student loans are the hangover.

Unfortunately, the "hair of the dog" won't cure this headache, but here are some ideas for managing your student loan debt.]]></description><link>https://makesmartdecisions.com/client-library-pages/strategies-for-managing-student-loan-debt</link><guid isPermaLink="false">64d3cf012dc94655732782ae</guid><category><![CDATA[College Planning]]></category><category><![CDATA[Loans & Credit]]></category><category><![CDATA[Trending Topics]]></category><pubDate>Wed, 09 Aug 2023 05:43:01 GMT</pubDate><media:thumbnail url="https://static.twentyoverten.com/5c057b7824b1ae1d5efa789e/WGL44fUuWlS/cole-keister-vEgVWRBr2VY-unsplash.jpg"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/college-planning" slug="college-planning" name="College Planning"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/loans-and-credit" slug="loans-and-credit" name="Loans &amp; Credit"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/trending-topics" slug="trending-topics" name="Trending Topics"/></item><item><title><![CDATA[Your Employer Suspended Its 401(k) Matching During COVID-19. Now What?]]></title><description><![CDATA[If your employer has recently made an adjustment to its 401(k) offerings, you may be considering how this could impact your future retirement - and what next steps you should be taking.]]></description><link>https://makesmartdecisions.com/client-library-pages/your-employer-suspended-its-401k-matching-during-covid-19-now-what</link><guid isPermaLink="false">5ed53a89e53f5978f53404cc</guid><category><![CDATA[Investing]]></category><category><![CDATA[Lifestyle]]></category><category><![CDATA[Trending Topics]]></category><pubDate>Mon, 01 Jun 2020 06:59:34 GMT</pubDate><media:thumbnail url=""/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/investing" slug="investing" name="Investing"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/lifestyle" slug="lifestyle" name="Lifestyle"/><post:categories url="https://makesmartdecisions.com/client-library-pages/category/trending-topics" slug="trending-topics" name="Trending Topics"/></item></channel></rss>